Cash or Zero Percent?

Before the year ends I am targetting of getting a DSLR. The husband have given me a go signal to buy one since I told him I wanted to capture nice photos of the little girl especially now that a lot of school activities are lined up. What I am considering is how I am going to proceed with the payment. There are two ways for me to buy the DSLR. Either cash or via my credit card. If I used cash, its way cheaper. And I would go to Quiapo to buy the camera. That way I get to have the DSLR for a price lower than the price in the mall. And I don’t have to worry about the future payments because I paid in cold cash, right?

But I am also considering buying it via zero interest in my credit card. That way the cash can be used for other things. Well, I still have three months to decide. Is it cash or card? Remains to be seen.

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